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CoverGuard
AI Advisor is your first stop

How can we help?

Ask the CoverGuard AI Advisor, search our knowledge base, or browse guides. Real humans are a click away if you need them.

Ask the AI Advisor

Instant, conversational answers about CoverGuard, risk scores, and carriers — available 24/7.

AI Advisor

Your first stop for help · Powered by Claude

Hi! I'm the CoverGuard AI Advisor — your first stop for help. Ask me anything about using CoverGuard, understanding a risk score, finding carriers, or navigating the platform. I'll point you in the right direction.

Try one of these

CoverGuard AI answers questions about property insurability and using CoverGuard. It does not give legal, tax, or binding insurance advice — premium figures are estimates, not offers.

The AI Advisor can make mistakes. For binding quotes or account changes, use the contact form below.

Getting started

Four steps to your first insurability report.

1. Create your account

Sign up with your work email. Choose your role — agent, broker, buyer, or lender — so CoverGuard can tailor your dashboard.

Start signup

2. Run your first property search

Enter an address to see flood, fire, wind, and earthquake risk scores, plus carrier availability in seconds.

Open search

3. Generate an insurability report

Export a branded PDF with risk scores, carrier matches, and recommendations you can share with clients.

See a sample report

4. Invite your team

Add teammates, share saved properties, and collaborate on client portfolios from one workspace.

Manage team
Guides

Onboarding & troubleshooting guides

Step-by-step how-tos for every role and workflow, plus troubleshooting. Pick your role to get a first-week playbook.

Browse all guides

Knowledge base

12 articles

Risk Scores

Reading a property report

What the risk score, cost-to-insure, carriers, and valuation mean — and how to read the answer-first report.

Read article
Risk Scores

Understanding risk scores by peril

How flood, fire, wind, earthquake, and crime scores are built from FEMA, USGS, Cal Fire, NOAA, and more.

Read article
Carriers

How carrier availability works

Why certain carriers appear for a property, the Bind-Path signal, and what "Modeled estimate" means.

Read article
Carriers

Requesting a binding quote

Send a quote request to an active carrier and follow its status through the timeline.

Read article
Reports

Branded reports & sharing

Customize branding, pick sections, export a PDF, and share a secure link that expires after 90 days.

Read article
Reports

Saving & comparing properties

Save homes with notes and tags, and compare up to three side by side.

Read article
Account & Billing

Teams, seats & billing

Buy seats, invite teammates, change your plan, and what happens to saved properties on downgrade.

Read article
Account & Billing

AI Advisor & bring-your-own-key

Use the always-on AI Advisor, and run CoverGuard AI on your own provider key.

Read article
Getting Started

Getting started

A five-minute walkthrough from signup and terms to your first property report.

Read article
Getting Started

Property search (incl. bulk & natural language)

Look up any address, search by intent, and screen a whole CSV of addresses at once.

Read article
API

Using the CoverGuard API

Create API keys, understand the gates, and call the /api/v1 partner surface.

Read article
API

Integrations (Integration Hub)

Connect a CRM/LOS/AMS, map fields, and auto-map an external API onto CoverGuard.

Read article

Frequently asked questions

Can't find what you're looking for? Ask the AI Advisor.

CoverGuard is a property insurability platform for real estate agents, brokers, buyers, and lenders. We combine flood, fire, wind, and earthquake risk data with live carrier appetite so you can tell — in seconds — whether a property is insurable and which carriers will write it.
Release notes
Updates, improvements, and fixes shipped to production.

What's new

Updates, improvements, and fixes shipped to production.

Still need help?

Our team replies within one business day. For urgent account issues, email us directly.

Now AI-native

From hazard report to real carrier quotes & pricing

The CoverGuard Advisor reads the risk, finds the carriers writing it, and pulls back live quotes — with every number sourced and auditable.